SEPA B2B Infrastructure
Bank-Verified B2B Mandates
Bank-Verified B2B Mandates
The Mandate Service Provider (MSP) sits at the heart of the SDD flow, managing SEPA Direct Debit mandate authorization. By connecting to the GM Router, MSPs can register B2B mandates with any debtor bank across the SEPA zone.
The Mandate Service Provider (MSP) sits at the heart of the SDD flow, managing SEPA Direct Debit mandate authorization. By connecting to the GM Router, MSPs can register B2B mandates with any debtor bank across the SEPA zone.
MSP Platform
Request sent
MSP Platform
Request sent
+30
All SEPA Banks
MSP Platform
Request sent
+30
All SEPA Banks
Built for Mandate Service Providers
What We Offer MSPs
What We Offer MSPs
Green Mandate connects MSP platforms directly to debtor banks across the SEPA zone. Through a single integration to the GM Router, mandates are validated, routed, and registered at the bank level before collection.
Green Mandate connects MSP platforms directly to debtor banks across the SEPA zone. Through a single integration to the GM Router, mandates are validated, routed, and registered at the bank level before collection.
Direct Bank Registration
Direct Bank Registration
Mandates are registered at the debtor bank, not stored solely within intermediary systems.
Mandates are registered at the debtor bank, not stored solely within intermediary systems.
SEPA B2B Rule Compliance
SEPA B2B Rule Compliance
Mandate flows align with SEPA B2B standards and validation requirements.
Mandate flows align with SEPA B2B standards and validation requirements.
Automated Mandate Lifecycle
Automated Mandate Lifecycle
Register, update, and cancel mandates programmatically via API.
Register, update, and cancel mandates programmatically via API.
Operational Efficiency
Operational Performance Advantages for MSPs
Operational Performance Advantages for MSPs
Lower Operational Costs
Lower Operational Costs
Reduce manual reconciliation, error handling, and bank-specific integration overhead.
Reduce manual reconciliation, error handling, and bank-specific integration overhead.
Faster Mandate Validation
Faster Mandate Validation
Shorten the time between mandate submission and bank verification.
Shorten the time between mandate submission and bank verification.
Full Process Transparency
Full Process Transparency
Receive structured status updates and maintain a complete audit trail for each mandate.
Receive structured status updates and maintain a complete audit trail for each mandate.
Regulatory Confidence
Regulatory Confidence
Operate within SEPA B2B requirements with standardized validation and routing logic.
Operate within SEPA B2B requirements with standardized validation and routing logic.
Streamlined Payments with Confidence
SEPA Direct Debit Made Simple
SEPA Direct Debit Made Simple
CORE
B2B
Flexible Access Across All Customers
Accessible for consumers and businesses, enabling flexible payment collection across base.
Securely Stored Mandates You Can Trust
Mandates are securely stored by your creditor, giving you peace of mind and compliance assurance.
Protected Payments with 56-Day Refunds
Refund protection ensures your customers feel confident while maintaining trust in your business.
Full Transaction Freedom, No Bank Limits
No bank-imposed debit limits means you can scale transactions without restrictions.
CORE
B2B
Flexible Access Across All Customers
Accessible for consumers and businesses, enabling flexible payment collection across base.
Securely Stored Mandates You Can Trust
Mandates are securely stored by your creditor, giving you peace of mind and compliance assurance.
Protected Payments with 56-Day Refunds
Refund protection ensures your customers feel confident while maintaining trust in your business.
Full Transaction Freedom, No Bank Limits
No bank-imposed debit limits means you can scale transactions without restrictions.
B2B
Core
Flexible Access Across All Customers
Accessible for consumers and businesses, enabling flexible payment collection across base.
Securely Stored Mandates You Can Trust
Mandates are securely stored by your creditor, giving you peace of mind and compliance assurance.
Protected Payments with 56-Day Refunds
Refund protection ensures your customers feel confident while maintaining trust in your business.
Full Transaction Freedom, No Bank Limits
No bank-imposed debit limits means you can scale transactions without restrictions.
SEPA Messaging Framework
Complete Control Across the SEPA Direct Debit
PAIN.008
Initiates one or more SEPA Direct Debits and triggers actual fund collection through the creditor’s bank.
CORE & B2B
Key Data Included:
Debtor IBAN
Amount
Collection date
Mandate details (ID, signature date, sequence type)
PAIN.009
Registers a new SEPA B2B mandate with the debtor’s bank before any collection can take place.
B2B Only
Key Data Included:
Mandate ID
Debtor details
Creditor details
Mandate signature date
PAIN.010
Updates an existing SEPA B2B mandate registered with the debtor’s bank.
B2B Only
Key Data Included:
Updated debtor IBAN
Updated creditor details
Updated mandate ID
Mandate modification data
PAIN.010
Updates an existing SEPA B2B mandate registered with the debtor’s bank.
B2B Only
Key Data Included:
Updated debtor IBAN
Updated creditor details
Updated mandate ID
Mandate modification data
PAIN.012
Confirms whether a mandate action was accepted or rejected by the debtor’s bank.
B2B Only
Key Data Included:
Mandate request reference
Acceptance or rejection status
Bank response code
Processing timestamp
SEPA Messaging Framework
Complete Control Across the SEPA Direct Debit
PAIN.012
Confirms whether a mandate action was accepted or rejected by the debtor’s bank.
PAIN.011
Cancels an existing SEPA B2B mandate to prevent future direct debit collections.
Debtor IBAN
Amount
Collection date
Mandate details (ID, signature date, sequence type)
PAIN.010
Updates an existing SEPA B2B mandate registered with the debtor’s bank.
PAIN.009
Registers a new SEPA B2B mandate with the debtor’s bank before any collection can take place.
Debtor IBAN
Amount
Collection date
Mandate details (ID, signature date, sequence type)
PAIN.008
Initiates one or more SEPA Direct Debits and triggers actual fund collection through the creditor’s bank.
CORE & B2B
Key Data Included:
Debtor IBAN
Amount
Collection date
Mandate details (ID, signature date, sequence type)
Not routing
Router routes
PAIN.012
Confirms whether a mandate action was accepted or rejected by the debtor’s bank.
PAIN.011
Cancels an existing SEPA B2B mandate to prevent future direct debit collections.
Debtor IBAN
Amount
Collection date
Mandate details (ID, signature date, sequence type)
PAIN.010
Updates an existing SEPA B2B mandate registered with the debtor’s bank.
PAIN.009
Registers a new SEPA B2B mandate with the debtor’s bank before any collection can take place.
Debtor IBAN
Amount
Collection date
Mandate details (ID, signature date, sequence type)
PAIN.008
Initiates one or more SEPA Direct Debits and triggers actual fund collection through the creditor’s bank.
CORE & B2B
Key Data Included:
Debtor IBAN
Amount
Collection date
Mandate details (ID, signature date, sequence type)
Not routing
Router routes
Integration
How a MSP Connects to the B2B GM Router?
How a MSP Connects to the B2B GM Router?
Connecting is simple. MSPs integrate via API. The GM Router receives SEPA SDD PAIN.009–011 messages and returns PAIN.012 responses. Each mandate request includes a Mandate Certificate (and Audit Report) for the debtor bank.
Connecting is simple. MSPs integrate via API. The GM Router receives SEPA SDD PAIN.009–011 messages and returns PAIN.012 responses. Each mandate request includes a Mandate Certificate (and Audit Report) for the debtor bank.
Request access to the GM Router
Integration
How a MSP Connects to the B2B GM Router?
Connecting is simple. MSPs integrate via API. The GM Router receives SEPA SDD PAIN.009–011 messages and returns PAIN.012 responses. Each mandate request includes a Mandate Certificate (and Audit Report) for the debtor bank.
Request access to the GM Router
Testimonial
Trusted by Finance Professionals
Géke Heikoop
Manager Finance Operations, A.S.R.
Green Mandate helped us move away from fragmented mandate processes and weak authorization methods. The result is a single, SEPA compliant flow that works reliably across all banks and significantly reduces operational risk.
Rob van Eerd
Software Architect, Qander
Simplicity, compliance, and zero paperwork for customers. That’s what stood out to us. Green Mandate provides clear mandate evidence that meets both our legal and operational requirements.
Martin Grotenhuis
Product Manager, Zig
Fast. SEPA-compliant. Works with every bank. Green Mandate delivers exactly what Zig’s Real Estate customers need.
Testimonial
Trusted by Finance Professionals
Géke Heikoop
Manager Finance Operations, A.S.R.
Green Mandate helped us move away from fragmented mandate processes and weak authorization methods. The result is a single, SEPA compliant flow that works reliably across all banks and significantly reduces operational risk.
Rob van Eerd
Software Architect, Qander
Simplicity, compliance, and zero paperwork for customers. That’s what stood out to us. Green Mandate provides clear mandate evidence that meets both our legal and operational requirements.
Martin Grotenhuis
Product Manager, Zig
Fast. SEPA-compliant. Works with every bank. Green Mandate delivers exactly what Zig’s Real Estate customers need.
Testimonial
Trusted by Finance Professionals
Géke Heikoop
Manager Finance Operations, A.S.R.
Green Mandate helped us move away from fragmented mandate processes and weak authorization methods. The result is a single, compliant flow that works reliably across banks and significantly reduces operationa
Rob van Eerd
Software Architect, Qander
Simplicity, compliance, and zero paperwork for customers. That’s what stood out to us. Green Mandate provides clear mandate evidence that meets both our legal and operational requirements.
Martin Grotenhuis
Product Manager, Zig
Fast. SEPA-compliant. Works with every bank. Green Mandate delivers exactly what Zig’s Real Estate customers need.
Get Started
Set a New Standard for Direct Debit
Replace paper and grey mandates with one secure, bank-agnostic digital flow that improves data quality, speeds up onboarding, and strengthens compliance for CORE and B2B.
Solution
Bluem Websites
Contact us
Get Started
Set a New Standard for Direct Debit
Replace paper and grey mandates with one secure, bank-agnostic digital flow that improves data quality, speeds up onboarding, and strengthens compliance for CORE and B2B.
Solution
Bluem Websites
Contact us
Get Started
Set a New Standard for Direct Debit
Replace paper and grey mandates with one secure, bank-agnostic digital flow that improves data quality, speeds up onboarding, and strengthens compliance for CORE and B2B.
A SEPA-compliant digital Direct Debit solution, built by Bluem.
Solution
Bluem Websites
Contact us
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